Which means you’ve registered having a charge card processor that provides an mPOS application. Great! Time for you to download the application and obtain began. Which means you mind to the application store of the selecting and check by name. You discover the application and therefore are about to download it for your phone or tablet. Hold on! Your mPOS application isn’t printed from your processor — it’s printed by ROAM Data. Dig just a little much deeper and also you’ll observe that ROAM Data doesn’t just publish your mPOS application. It publishes ROAMpay and many other apps besides.
So… if your charge card processor didn’t result in the application, then who did?
ROAM information is the name Ingenico produces its ROAMpay application under. Yes, that is correct. Ingenico. You realize, the organization which makes a lot of charge card processing hardware. Ingenico licenses the ROAMpay application with other companies, tweaks the look slightly to suit the licensee’s branding, and releases it towards the public.
This really is really a reasonably common practice within the tech field. It’s known as “white label” — also it’s used a great deal within the mPOS field in addition to loyalty/mobile payments, as well as event management, simply to name a couple of areas. Although it means the organization won’t obtain a unique mobile application, this means they are able to launch one fairly rapidly, without getting to undergo a rigorous development and review process.
What is is ROAMpay, Anyway?
Like we stated, ROAMpay may be the application developed by Ingenico. During the time of writing, the newest iteration is ROAMpay X5. It’s on Google Play and iTunes.
However, like a merchant, you are able to’t go join a ROAMpay account, download the application and begin processing. Ingenico doesn’t offer its very own payment processing service. Rather, the likes of Flagship make use of the primary application rather of getting it skinned to suit their very own branding. And clearly others rather decide to customize the appearance and alter the name and launch it as being their very own. It’s not really just payment processors which are licensing the application — Ingenico’s situation studies observe that some companies have licensed the application for these to create branded payment platforms for his or her own teams.
However, essentially you receive exactly the same experience — exactly the same set of features, exactly the same overall user design, and also the same abilities. A few of the companies using ROAMpay’s white-colored-label option are Staples, Sage Payment Solutions, and Payline Data (a 5-star company by our latest assessment). Which means this isn’t always just a choice for small, obscure companies it’s only a convenient means to fix a frightening problem for processors of any size.
Is ROAMpay a Solid mPOS Application?
ROAMpay isn’t Square. By that, I am talking about it’s not as feature wealthy. Square is much more of a small company eco-system nowadays. ROAMpay is certainly just an mPOS application. But nonetheless, you need to do obtain a pretty solid group of features — everything I’d anticipate seeing and a bit more. Most particularly, you receive support for EMV, NFC, and magstripe transactions. That’s unsurprising, considering that Ingenico helps make the hardware you’ll need. However, thinking about you will find mPOS apps available that also don’t support EMV or NFC, it merits mentioning. It seems that Ingenico makes several readers which are suitable for the ROAMpay application, such as the RP350x the thing is here:
 
Additional features include:
- Custom florida sales tax
- Custom tip settings
- Discounts by $ or %Â
- Email and SMS receipts
- Item library with photos, SKUs, and much more
- Customer notes and dataÂ
- Full and partial refunds
- Cash recording
The application also offers multi-user abilities with permissions settings, PIN-based user authentication, as well as offline abilities. Plus, the application is made for native tablet use — that will yield a far greater experience than simply utilizing the same application the perception of tablets and smartphones.
Also, additionally towards the application itself, Ingenico sets you track of the ROAMpay merchant portal — a web-based dashboard where retailers can check their sales reports, update customer data, and much more.
Final Ideas
When you’ll visit a consistent consumer experience across each application, that DOESN’T mean you are very likely a regular payments experience. Car loan terms and rates will be different based on who your processor is, and never all mPOS and credit card merchant account providers are produced equal. Of course, we encourage you to definitely seek information to check out a trustworthy processor having a month-to-month agreement and occasional prices, in addition to reliable customer support.
If you are looking at a ROAMpay white-colored label application, we all do recommend Payline Mobile, that is Payline Data’s standalone mPOS. You receive interchange-plus prices, and also the only requirement is you generate $25 in payment charges monthly — about $1,000 in card transactions, though exact needs is determined by several factors.
Have questions regarding ROAMpay? Wondering exactly what the best mPOS option would be for you personally? Leave us a remark! We’d like to know what you think.
The publish Is ROAMpay Behind Your Processor’s mPOS? made an appearance first on Merchant Maverick.
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